Buy XRP in the US

Compare the best exchanges to buy XRP with low fees. Fast verification, multiple payment methods, beginner-friendly.

Current XRP Price
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Best Exchanges to Buy XRP

Uphold
Easiest
Fees: 0.8-1.2% Min: $1
Best for: Beginners, instant purchases
Payment: Debit card, bank, crypto
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Kraken
Low Fees
Fees: 0.16-0.26% Min: $10
Best for: Active traders, low fees
Payment: Bank wire, ACH, crypto
Learn More →
Coinbase
Most Trusted
Fees: 0.5-1.5% Min: $2
Best for: US users, reputation
Payment: Bank, debit card, PayPal
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Bitstamp
Established
Fees: 0.3-0.5% Min: $20
Best for: Large purchases, reliability
Payment: Bank wire, card, ACH
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Crypto.com
Full Ecosystem
Fees: 0.4% Min: $1
Best for: Earn rewards, Visa card
Payment: Card, bank, crypto, PayPal
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Gemini
Regulated
Fees: 0.5-1.5% Min: $5
Best for: Security, compliance
Payment: Bank, debit card, wire
Learn More →

How to Buy XRP

1

Choose an Exchange

Select an exchange based on fees, payment methods, and your location. For beginners, Uphold or Coinbase are easiest. For lower fees, try Kraken.

2

Create & Verify Account

Sign up with email, then complete KYC verification with ID. Most exchanges verify within minutes to 24 hours.

3

Deposit Funds

Add money via bank transfer (lowest fees), debit card (instant), or other supported methods like PayPal.

4

Buy XRP

Search for XRP, enter amount, review the order, and confirm. Your XRP will appear in your exchange wallet instantly.

5

Secure Your XRP (Optional)

For long-term holding, transfer to a personal wallet like XUMM or a hardware wallet for maximum security.

Bank Transfer
Debit Card
Credit Card
PayPal
Wire Transfer
ACH

Frequently Asked Questions

Where can I buy XRP in the US?
You can buy XRP on US-friendly exchanges including Uphold, Kraken, Coinbase, Bitstamp, Crypto.com, and Gemini. Each offers different fees and features.
Can I buy XRP on Coinbase?
Yes! Coinbase relisted XRP in 2023 after the Ripple vs SEC lawsuit provided regulatory clarity. XRP is available for trading in most US states.
What's the easiest way to buy XRP?
Uphold is often the easiest for beginners - simple interface, instant debit card purchases, and quick verification. Coinbase is another beginner-friendly option.
Can I buy XRP with PayPal?
Yes, exchanges like Coinbase and Crypto.com support PayPal as a payment method. See our full PayPal guide for step-by-step instructions.
Is XRP legal in the US?
Yes, XRP is legal to buy and sell in the US. The 2023 court ruling clarified that XRP sales on exchanges to retail buyers are not securities transactions.
What's the minimum to buy XRP?
Most exchanges have low minimums - as little as $1-2 on Uphold and Coinbase. You don't need to buy a whole XRP token.
This site provides information only and is not financial advice. Cryptocurrency investments are volatile and risky. Always do your own research (DYOR) before investing. We may earn commissions from exchange referrals.