Create Your Account
Go to coinbase.com and sign up with your email. You'll need to create a strong password and verify your email address.
Verify Your Identity
Complete KYC verification by uploading a government ID (driver's license or passport). Most verifications complete in 5-10 minutes.
Add Payment Method
Link your bank account for lower fees, or add a debit card for instant purchases. You can also connect PayPal in Settings > Payment Methods.
Search for XRP
Use the search bar to find "XRP" or browse the crypto list. Click on XRP to view the price chart and trading options.
Buy XRP
Click "Buy", enter your amount in USD, select your payment method, review the fees, and confirm. XRP appears in your wallet instantly.
Secure Your XRP (Optional)
For long-term holding, consider transferring to a personal wallet like Xaman or Ledger. Coinbase Wallet is another option for self-custody.
Frequently Asked Questions
Can you buy XRP on Coinbase?
Yes, XRP is available on Coinbase. It was relisted in 2023 after the Ripple vs SEC lawsuit provided regulatory clarity. US customers in all states can buy, sell, and trade XRP.
What are Coinbase fees for buying XRP?
Coinbase charges approximately 0.5-1.5% in fees depending on payment method. Bank transfers have lower fees than debit cards. For lower fees, use Coinbase Advanced (formerly Pro) which offers 0.05-0.6% trading fees.
Can I buy XRP on Coinbase with PayPal?
Yes, Coinbase accepts PayPal as a payment method. Link your PayPal account in Settings > Payment Methods, then select it when purchasing XRP. You can also sell XRP and withdraw to PayPal.
Is Coinbase safe for buying XRP?
Coinbase is one of the most trusted exchanges - publicly traded on NASDAQ (COIN), licensed in all US states, and stores 98% of customer funds in cold storage with insurance coverage.
How long does it take to buy XRP on Coinbase?
With a debit card or PayPal, XRP is credited instantly. Bank transfers (ACH) take 3-5 business days to clear, but you can trade immediately while funds settle.